How Much Are Closing Costs in California? | How To SAVE MONEY On Closing Costs When Buying A House


#closingcostsincalifornia #closingcostforbuyer #karanshare
➡️ Karan explains what closing costs include in a purchase of a home from the buyer’s side of things. He also goes in detail on how to read a Loan Estimate and Closing Disclosure. The closing costs explained in this video are explained in a systematic order as they show up on these disclosures, making it easy for you to follow along and understand. Karan also gives you tips on how to compare lenders and pick the best one!

⏰ Timecodes ⏰
0:00 – Buyer Closing Costs Intro
1:09 – What are Origination Charges?
2:18 – Services Borrower Did Not Shop For
3:07 – Services Borrower Did Shop For
5:52 – Taxes & Other Fees
6:26 – Prepaids
7:51 – Initial Escrow Payment

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📒 About Video 📒
Buyers often have many questions about the process of purchasing a home, so this article is designed to answer the most important one. What are closing costs? They’re charges that go towards paying off your mortgage lender for the time that you used their money as well as various other services related to your loan. While they may seem like a burden at first, closing costs are an important part of the home-buying process and shouldn’t be ignored.

Knowing your closing costs and how to read the loan estimate will help you choose the best lender because you will be able to see which lender is charging you the lowest origination fees and giving you the best rate. Important pointer to keep in mind is that the overall closing costs are very standard on each transaction and where you can really save money is on lender origination fees. Watch the video to get a better understanding and detailed explanation.

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